Central Ohio’s Leading
Bankruptcy & Foreclosure Defense Firm

At Jump Legal, we guide our clients through the difficult process of debt resolution. For some clients, bankruptcy is the solution; for others the answer may be debt settlement, foreclosure defense representation, or a mortgage loan modification.  With Jump Legal, you can rest assured that our attorneys have your best interest at heart. Our attorneys will evaluate your entire financial situation and recommend the best course of action for your financial future. We’ll be with you every step of the way.

Important Foreclosure Relief Settlement News: February 2011

If you would like to speak with an experienced foreclosure defense attorney, at no cost, to find out if you may qualify for a settlement through the recent federal $25 billion settlement, call us at 614-556-4522 or send us a confidential email using the email contact form on this page.

If you would like to learn more about the recent federal foreclosure relief settlement which affects many Ohio homeowners and Ohio residents who lost their homes through foreclosure please visit our Foreclosure Defense information page.

Are you are experiencing financial trouble including garnishments, the threat of foreclosure, or loss of income? Please call our office to schedule a free consultation with an attorney. Consultations are available Monday through Saturday. Our staff answers phones and responds to inquiries 7 days a week.

We have Central Ohio offices in Columbus, Lancaster, Zanesville, and Delaware.

Chapter 7 and Chapter 13 Bankruptcy

In a Chapter 13 Bankruptcy, a debtor makes affordable monthly payments to repay a portion of his/her debts (without interest) over a 3-5 year period. A Chapter 13 Bankruptcy can be especially beneficial if you are a homeowner who is having trouble making your mortgage payments, but you would like to keep your home and reduce your payments. Most people are surprised to learn just how affordable Chapter 13 payments are.

A Chapter 7 Bankruptcy is often called a "fresh start" bankruptcy. In a Chapter 7 Bankruptcy, most unsecured debts (there are a few exceptions) can be wiped out, giving the filer a fresh start.

Often, when people consider filing for bankruptcy, they are very worried about whether to should file a Chapter 7 or a Chapter 13. If you are in this situtation, we can help. During your free consultation in our law office, an experienced attorney will carefully evaluate your situation and will help you to understand both Chapter 7 and Chapter 13 bankruptcy. We understand that each client has a unique situation and we value our clients as indivuals. At Jump Legal, you will not be treated like a number.

If you would like to learn more about filing for Chapter 7 or Chapter 13 in Central Ohio, please call or email our law office to schedule a free consultation with an experienced bankruptcy attorney. Our staff returns calls and emails promptly, even on weekends and after business hours.

Foreclosure Defense (stopping a foreclosure) in Ohio

Has your home been scheduled for foreclosure or sheriff's sale? Our foreclosure attorney can help you keep your home. Even when a distressed homeowner contacts Jump Legal Group, LLC mere days before a scheduled sheriff’s sale or eviction, our foreclosure defense attorney is often successful in obtaining the cancellation of a foreclosure, sheriff’s sale, or eviction.

Mortgage Loan Modifications in Ohio

If you are having trouble paying your mortgage payments and you are concerned about foreclosure, contact our office and schedule a free consultation with an attorney to find out more about loan modifications. We have experienced attorneys who will work to lower your mortgage payments. Contact our Columbus, Ohio office to find out if you qualify for President Obama’s HAMP program which lowers mortgage payments. If you are not eligible for HAMP, you still may be eligible for other mortgage loan modification programs. If you own a home and reside in Ohio (in any county in Ohio) we can help you with your loan modification.

Debt Settlement

You may retain our law firm to negotiate a debt settlement without filing for bankruptcy. For some individuals, filing for bankruptcy may not be the best option. During your free consultation with a Jump Legal attorney, at any one of our Central Ohio law offices (Columbus, Zanesville, Delaware, Lancaster) the attorney will go over all of your debt resolution options with you, so that you can make a fully informed choice about your financial future.

Recent News: New FTC rule affects debt settlement and debt consolidation firms and consumers.